The new york Housing Finance Agency tends to make house ownership affordable for qualified home purchasers in North Carolina—whether buying when it comes to very first time or going up—with competitive financing and forgivable deposit help. You may also be eligible for the NC Home Advantage Tax Credit, which offers up to $2,000 per year off federal taxes for buyers who apply and are approved for a Mortgage Credit Certificate (MCC) prior to the home purchase if you are a first-time home buyer (someone who hasn’t owned a home as your principal residence in the past three years) or a military veteran.
Borrowers submit an application for the NC Residence Advantage Mortgage™ through our participating loan providers and must meet up with the demands associated with the specific loan type—Conventional, FHA, VA or USDA—in addition to NC Housing Finance Agency instructions.
For more information on our NC Residence Advantage Mortgage™ and advance payment help programs, like the NC 1 st Home Advantage Down Payment, see our Home Buyer area.
Notice: prices are susceptible to change without notification
- All loans are 30-year, fixed-rate with 0 discount points.
- APR is calculated making use of $123,000 loan quantity, one percent origination fee*, 1 day’s interest that is interim.
- Lock-in Period is 60 times from initial date that is lock-in loan purchase date.
- DPA is advance payment the help of NCHFA.
Current Property Owners
Home Ownership Partnership
Rental Housing Partners
Press & Investors
New York Housing Finance Agency / 3508 Bush Street / Raleigh, NC 27609 / 919-877-5700